Money is one of the most difficult and complex subjects there is.  Most people get their first experience with money when they are very, very young.  When we are young we come to understand that money can be exchanged for things like toys, food, clothing, etc.  But we do not really know the value of money. The understanding of the value of money comes when we get older and start to work to earn money.  Most of us do not give much value to money that we receive as a gift, or find, or win through the lotto.  We use the saying “easy come, easy go”, but we tend not to spend frivolously the money we work for.

I do not really know for sure how people learn how to handle or manage money.  I don’t know if we can be taught how to save, spend or do whatever.

What I do know for sure is that it is almost impossible to live without money.  People that experience utter poverty still need money for soap, toothpaste, or very basic necessities.  When I was only 13 years old my father said to me “you are on your own, kid”, meaning that I had to work to support myself for having a place to sleep.  I went to work in a book store, selling and shipping all kinds of books to different places.  The pay was extremely low, but I managed to buy clothes, plus I gave some of my money to my mother for food.  Working at that early age forced me to go to night school, but I only managed to finish 10th grade of high school.  Fortunately, when I came to the USA I did manage to complete a GED course in the Army.

To me, it has been a source of satisfaction to be self-sufficient and able to raise a family of 2 girls and 1 boy without any outside help.

Today, young people expect their parents to supply them with every material thing they want.  They expect them just to give them money even to go to the movies and for sports and so forth.  About when they finish high school they really get a shock when they want to get a good education by going to college or university. As we grow older we learn that if we want to get a good education we need a lot of money.  For some privileged young people the parents pay for tuition, books and living expenses.  For others, those that are really intelligent, they can get a scholarship that almost pays for their entire education.  So for wealthy and intelligent young people there is no problem.  But that percentage is very low.

In this society, it is extremely important to learn how to generate money and how to handle it wisely.  It is extremely important not to go into debt, especially to buy things that you do not really need, because you will find that it is incredibly hard to get out of debt. 

It would be fantastic if people with money meant that they were good people.  But that is not true.  People with a great amount of money realize that material things are not as important as having power, which can only be acquired with money.  For them, the sense of power is to control people by making them do whatever they wish for a price.  And they get a great satisfaction out of that.  Most politicians have a lot of money.  

These are my own personal views regarding money, and I could be completely mistaken.